Alpha Bank Romania supports the entrepreneurial environment by being a partner in the IMM INVEST Plus 2023 Program

Deniza Cristian 22/02/2023 | 11:14

Alpha Bank Romania reaffirms its commitment to support the Romanian businesses by actively partnering the IMM INVEST PLUS Program on all its components: IMM Invest, Agro IMM Invest, IMM Prod, Garant Construct, Rural Invest and Innovation. The Program’s main priorities are to boost local production, support constructions including “green” buildings, stimulate productivity and competitiveness in the agricultural field, and support innovative and digital transformation projects.


“In the context of the new year, once again marked by multiple and hybrid challenges, the launching of the 2023 IMM Invest Plus Program sends a strong stability and predictability message to the local entrepreneurial environment. Alpha Bank reaffirms its commitment to support the development plans and current needs of start-up and SME clients, by continuing the IMM Invest Plus 2023 partnership alongside public authorities. We are committed to support SMEs to implement and capitalize on their innovative projects that generate added value or stimulate jobs creation, with our diversified portfolio of financial solutions backed by the necessary experience and expertise”, stated Dragoș Drăghici, Manager within the SME Division of Alpha Bank Romania.

The IMM INVEST PLUS Program components provide access to investment and/or working capital loans backed by State guarantees of up to 90% of requested financing, issued by the National Credit Guarantee Fund for Small and Medium Enterprises (FNGCIMM), the Rural Credit Guarantee Fund (FGCR) and the Romanian Counter-Guarantee Fund (FRC).

Under the 2023 IMM INVEST PLUS Program, eligible companies including start-ups, benefit from a State aid in the form of a grant that fully covers both the risk and management fees throughout the guarantee validity, as well as the interest for the first 12 months.

Loans of up to 10 million RON may be accessed for investment projects, while working capital loans may go up to 5 million RON, respectively.

Interested applicants under 2023 IMM INVEST PLUS Program may select Alpha Bank Romania to process their financing requests via website.

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