UniCredit Consumer Financing and Altex extended with three years the strategic partnership through which UniCredit provides financing in Altex and Media Galaxy shops all over the country. The lending solution is aimed at all people who want to quickly and easily purchase equipment, accessories or other products.
The decision to continue comes as a result of the success of this initiative since its launch in July 2015, the excellent collaboration between UniCredit Consumer Financing and Altex bringing increased benefits to common customers and an increase in business for both companies.
“By extending this partnership, UniCredit Consumer Financing continues to support its customers to get closer to the things that matter to them where they need it. Whether we are talking about equipping the home with the latest home appliances or a gift for loved ones, with instant credit in Altex and Media Galaxy stores our customers can enjoy faster, lighter shopping on the basis of simplified documentation,” said Borislav Guenov, President of the UniCredit Consumer Financing Directorate.
“We want to offer our customers quality services, provide them with the best shopping experience and make their lives as easy as possible, and expanding the strategic partnership with UniCredit Consumer Financing through which customers receive credit at the point of sale comes to emphasize this objective. We are glad that following this partnership, we can offer Altex customers a quick financing solution with an average response time of 20 minutes, accessible to a wide range of clients, simple to obtain and financially advantageous, given the desirable interest-free rate promotions. And we do not want all these facilities for the client to stop here,” said Ionut Barsan, director of operations, Credex Financing, part of the Altex group.
The partnership offers many benefits to customers, who can apply for the financing of products at the Rate Bureau in the shop they want. UniCredit Consumer Financing credit offer from Altex and Media Galaxy is addressed to people aged between 18 and 75 (the age at which the credit has to be reimbursed in full). Last but not least, customers benefit from: fixed annual interest rate for the entire duration of the loan, lending period from 6 to 60 months, no file analysis fee, loans from RON 300 to RON 30,000.
For the loans are taken into account multiple sources of income: salaries, copyrights, rents, dividends, income from liberal activities, pensions, daily allowances, life annuities, management or administration contracts, obtained under a mandate contract. For a loan of RON 10,000 per 60 months (five years), the annual interest rate (fixed) is 35 percent, the monthly administration fee RON 5 and the monthly rate (for equal installments) RON 359.9, with a total value payable of RON 21,594 (DAE – effective annual interest rate – 42.3 percent).