The new General Data Protection Regulation (GDPR), which has been enforced across the European Union starting May 25, will help customers of banks get a firmer grip on their personal data, says Serban Epure, the general director of the Credit Office.
The Credit Office database includes names of people who have bank debts of at least RON 30 for a period of more than 30 days. The data is stored for four years.
Epure says there are four situations in which individuals can ask for the removal of personal data from this database. If the data was processed illegally (for another purpose than the one stated initially), if the data is not useful for the purpose for which they were initially collected, if the data has to be erased for fulfilling a legal obligation of the participant, if the individuals opposes the data processing, without arguments from the Credit Office to impose this.
The data erasure request can be submitted on the Credit Office’s website, through the bank or by mail.