If you’re wary about online payday loans and want to ensure that you apply only for instant payday loans guaranteed to be legitimate and transparent offers from reputable lenders, you’ve come to the right place. We put feelers out there to determine where average Americans can access instant payday loans guaranteed and what to expect when they do. Our findings are below.
Best Instant Payday Loans Guaranteed – Quick Overview
- Viva Payday Loans: Overall Best for Instant Payday Loans Online Guaranteed
- Low Credit Finance: Best for Speedy Instant Guaranteed Payday Loans
- Big Buck Loans: Best for Instant Payday Loans Online Guaranteed Approval Direct Lenders
- Heart Paydays: Best for Guaranteed Instant Payday Loans with No Job
- Green Dollar Loans: Best for Guaranteed Instant Payday Loans for People with Bad Credit
Best Instant Payday Loans Guaranteed Approval For Bad Credit of 2022
Viva Payday Loans: Overall Best for Instant Payday Loans Online Guaranteed
Viva Payday Loans is our editor’s top pick for providers of instant payday loans online guaranteed. If you’re pressed for time and don’t want to find yourself tied into a lengthy application process, don’t worry! Viva Payday Loans is all about quick processing. In fact, it takes just a few moments to apply for a loan, two minutes to receive feedback and payouts within just 60 minutes. And there’s nothing exclusive about the packages on offer via this loan-finder – anyone can apply. Borrowers must meet the eligibility criteria and provide supporting documents (proof of income, proof of address, copy of ID) during the application process.
A top priority is, of course, how much you can get when applying for instant payday loans online guaranteed. We found that borrowers can access loans ranging from as low as $100 for those who need a few extra dollars to get them through the month to $5000 for those who need to pay something more expensive. The interest rate also starts fairly low at 5.99% but can soar as high as 35.99%, so it’s always best to ask what interest rate they’re offering. There’s a comfortable repayment offering, too, with loans typically paid off in 3 to 24 months.
Eligibility Criteria for Instant Payday Loans Online Guaranteed
- Applicants must be 18 years or older
- You cannot apply if you earn less than $1000 per month
- Borrowers must have a valid social security number
Pros of Instant Payday Loans Online Guaranteed
- 2-minute approval process
- Same day payouts on approved loans
- Loans start as low as $100
Cons of Instant Payday Loans Online Guaranteed
- Not all applicants are accepted
Low Credit Finance: Best for Speedy Instant Guaranteed Payday Loans
One of the most impressive perks of choosing Low Credit Finance as your loan-finder is the fact that they offer 15 to 60-minute payouts on their approved loans. It’s no wonder they’re becoming known for connecting borrowers with lenders offering speedy instant guaranteed payday loans online.
If you’ve got a bad credit score or don’t have a formal job but still meet the eligibility criteria, you’re still welcome to apply for instant guaranteed payday loans via the Low Credit Finance platform. Here, the instant guaranteed payday loans online range from $100 to $5000 with 3 to 24 months to pay and with interest that starts as low as 5.99%. Unfortunately, it must be noted that not all lenders on the Low Credit Finance panel offer low interest rates. Due to the risk of instant guaranteed payday loans, some lenders charge up to 35.99% interest.
Eligibility Criteria for Instant Guaranteed Payday Loans
- 18 years minimum to apply
- Minimum salary of $1000 per month required
- Applicants must be legal citizens or residents of the USA
Pros of Instant Guaranteed Payday Loans
- Interest starts low, and many lenders try to remain competitive
- Online application takes a few minutes
- Applicants don’t have to send faxes or make phone calls
Cons of Instant Guaranteed Payday Loans
- Interest can be very high.
Big Buck Loans: Best for Instant Payday Loans Online Guaranteed Approval Direct Lenders
For many, applying for a loan is fraught with stress and challenges. There’s a multitude of things to worry about! Do you earn enough? Is the approval of the loan guaranteed? Will you pass a credit check or affordability assessment? This is where Big Buck Loans comes in to save the day with its instant payday loans online guaranteed approval direct lenders that match borrowers with lenders most likely to approve their loan request. This saves borrowers time and frustration by narrowing down the list of possible lender options.
The Big Buck Loans website streamlines the application process with an easy-to-use application process that takes just a few minutes. And if you apply for instant payday loans online guaranteed approval direct lenders, and it’s approved, you can expect to get the cash on the same day – often within 15 to 60 minutes of loan approval.
Instant payday loans online guaranteed approval direct lenders available on the Big Buck Loans platform range from $100 to $5000 with between 3 and 24 months to pay. Interest comes in at 5.99% but can increase to 35.99%, depending on the lender.
Eligibility Criteria for Instant Payday Loans Online Guaranteed Approval Direct Lenders
- 18+ to apply
- Earn at least $1000 per month
- Have supporting documents to prove address, income, and identity
Pros of Instant Payday Loans Online Guaranteed Approval Direct Lenders
- Finalize the loan and be in direct contact with lenders
- Fast turnaround on applications
- Payouts within 15 to 60 minutes of loan approval
Cons of Instant Payday Loans Online Guaranteed Approval Direct Lenders
- Interest as high as 35.99%.
Heart Paydays: Guaranteed Instant Payday Loans with No Job
For Americans who are not formally employed and therefore don’t have a boss or a payslip to produce to prove income, getting guaranteed instant payday loans may seem challenging. This is where Heart Paydays stands out from the crowd by helping Americans, who earn the minimum income requirement and meet the eligibility criteria, get the loans they need.
The guaranteed instant payday loans available via the Heart Paydays website range from $100 to $5000, and if you’re worried about having enough time to pay the amount back, don’t be. Loans come with 3 – 24 months to pay, and the interest, which can go as high as 35.99%, starts from as low as 5.99%. However, many lenders want to remain competitive, so borrowers have found them willing to keep interest rates closer to the lower end of that scale.
Applying for guaranteed instant payday loans is quick and easy via the Heart Paydays website. Simply complete the online application and wait two minutes for feedback!
Eligibility Criteria for Guaranteed Instant Payday Loans
- Only over 18s allowed to apply
- Active US bank account that supports direct deposit required
- Minimum income of $1000 per month required
- Supporting documents must prove ID, address, and income
Pros of Guaranteed Instant Payday Loans
- Flexible loan amounts
- Options available for non-traditionally employed individuals
- Application process that takes a few minutes
Cons of Guaranteed Instant Payday Loans
- Expensive borrowing format
Green Dollar Loans: Best for Guaranteed Instant Payday Loans for People with Bad Credit
Green Dollar Loans offers quick and easy access to guaranteed instant payday loans. Instant guaranteed payday loans bad credit are simple to apply for. Complete the online application form in a matter of minutes, and within two minutes of submitting the form, you’ll know if you can be assisted or not.
The guaranteed instant payday loans available are nothing to scoff at either. While they start at the lower end of the scale at $100 for those who need just a few hundred dollars, they range up to $5000, for those who need to make more serious payments.
Repayment terms on instant guaranteed payday loans bad credit are also quite reasonable, offering borrowers the opportunity to repay their loans over 3 to 24 months. Of course, there’s interest to content with, with guaranteed instant payday loans coming with interest of between 5.99% and 35.99% attached on the Green Dollar Loans platform.
Eligibility Criteria for Guaranteed Instant Payday Loans
- Over 18s only
- $1k p/m minimum income
- US citizens and residents only
Pros of Instant Guaranteed Payday Loans Bad Credit
- Interest starts as low as 5.99%
- Up to 2 years to repay
- Options for bad credit borrowers
Cons of $255 Payday Loans Online Same Day Direct Lender
- Interest can be as high as 35.99%
What Are Instant Payday Loans Online Guaranteed Approval No Credit Check & How Do They Work?
Instant payday loans online guaranteed approval no credit check are small, short-term loans provided to eligible applicants online. These loans are small, easy to acquire, and easy to pay off. When lenders approve guaranteed instant approval payday loans, interest is added to the principal amount, and the total is paid off in monthly installments. Penalties apply to late or missed payments on your guaranteed instant approval payday loans. Much the same; if you try to settle your loan early, penalties may apply.
How to Apply for Guaranteed Instant Payday Loans No Credit Check
Follow these four simple steps to apply for guaranteed instant payday loans no credit check online:
Step 1: Select the Instant Payday Loans Guaranteed Approval Loan Amount & Term
The amount you can request for instant payday loans guaranteed approval ranges from $100 to $5000 with 3 to 24 months to pay. On the loan-finder site, make your selection.
Step 2: Provide Your Particulars
Click on the “Apply” or “Get Started” button at the top right-hand side of your screen and complete the online application form.
Step 3: Get a Guaranteed Payday Loans Instant Decision
It can feel as if you’ve been approved for a guaranteed payday loans instant decision because, within just two minutes of submitting the form, you’ll receive feedback. Then, you’ll be directed to the lender that can assist you in locking in the details of your loan.
Step 4: Review and Sign the Loan Contract – Expect a Payout Within 60 Minutes
Once you’ve received the loan contract, signed it, and sent it back, the cash will be paid over to you within 60 minutes.
Online Payday Loans Instant Guaranteed Poor Credit Features & Factors to Consider
Amounts and Terms of Instant Payday Loans Guaranteed
You can opt for 100 guaranteed instant payday loans, or select a higher amount up to $5000. Loan terms on both 100 guaranteed instant payday loans and $5000 dollars range from 3 to 24 months.
Payouts on Instant Payday Loans Online Guaranteed
Most loan-finder sites present lenders to the market that payout within 60 minutes or on the same day of approval.
Costs of Instant Guaranteed Payday Loans
The total cost of your loan will be the amount you request plus interest, which ranges from 5.99% to 35.99%.
How Did We Choose Providers Instant Payday Loans Guaranteed?
We looked for providers offering:
- Interest no higher than 35.99%
- Applications that are 100% online
- Options for all types of borrowers, even non-traditionally employed and bad credit borrowers
- Reasonable eligibility criteria that the average American can meet
It’s evident that loan-finders simplify the process for borrowers by cutting out the many hours that would otherwise be spent looking for a lender willing to provide instant payday loans guaranteed to the average American. If you’re looking for a loan that suits your financial situation and budget, try our editor’s top pick of instant payday loans guaranteed providers today!
What Apps Let You Borrow Money Instantly in USA?
If you’re looking for instant payday loans guaranteed, you should focus on finding lenders that are fair, responsible, and offer a package that suits your financial situation and budget. Our top pick is undoubtedly Viva Payday Loans, but any of the loan-finders reviewed above provide a valuable service that’s free of charge and well worth your time.
How Can I Borrow Money & Get it Instantly?
If you’re shopping around for instant payday loans guaranteed approval, using a loan-finder is your best bet. Take, for instance, Viva Payday Loans! The platform’s panel of lenders has a reputation for approving (or denying) loan applications in a matter of minutes and paying out approved loans within 15 to 60 minutes of approval.
Can I Apply for a $100 Loan?
Of course, you can. Guaranteed instant payday loans start from as low as $100 and go up to $5000 when using any of the loan-finders we reviewed above.
Disclaimer: The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. Loans available to U.S residents only.