Virgil Zahan, CEO of Goldring, launches platform, an online credit broker for SMEs and startups

Aurel Constantin 02/11/2022 | 15:05

Virgil Zahan, CEO of Goldring, one of the most active brokers in terms of listings on the Bucharest Stock Exchange, comes to the support of Romanian entrepreneurs interested in streamlining their business and launches, an online lending platform dedicated to SMEs, the first One Stop Shop of funding sources. will function not only as an online credit broker for SME companies, including startups, but as a real One Stop Shop for the sources of financing entrepreneurs need. It is the solution that helps entrepreneurs not only to get the most suitable financing, but also to save time, which is extremely valuable for those running businesses. Moreover, the platform also offers a financial analysis tool based on public data, a tool where you, the entrepreneur, can compare your indicators with those of your direct competitors and, more relevantly, with the benchmark of the industry in which you operate,” said Virgil Zahan. ( matches customer requests with financing offers, another competitive advantage being the speed with which the customer’s request reaches the financiers and the transparent way in which the applicant can choose the most suitable option for him.’s policy is “zero commission” for customers accessing the financial analysis services and credit area. The platform’s sources of revenue are generated by leads and the commission received from financiers when the financing request is honoured. delivers a summary of financial results to the financiers along with a financial health score to shorten the time between the analysis of the financing file and the interest in granting the loan. Also, the data uploaded by entrepreneurs to the platform will be visible to those tenderers that they have accepted, so there will be no need to send the same data to every potential funder.

Concretely, the aim of is to help entrepreneurs find the right financing for them as simply and quickly as possible and save time. The platform will feature banks, NFIs, brokerage firms, crowdfunding platforms or other partners on the funding side who want to find customers and who in turn benefit by offering their services through Finants. Non-reimbursable funding available to companies will also be listed.

An entrepreneur logs into the app and launches a call for tender. The call is sent to tenderers who have the requested product in their portfolio. If there are no tenders for the application, the applicant is directed to another nearby product or their application is held until funding products that meet their need appear. If the client is <> and there are offers for his application, he will be able to choose the preferred financier”, Virgil Zahan explained.

The Târgu-Mureș-based entrepreneur’s team has put in more than 10,000 hours of work for this project, for which he has worked for almost four years and has several development stages both in terms of the area of credit products and the area of financial analysis and education functionalities.

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Aurel Constantin | 21/12/2023 | 14:13
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