Banca Romaneasca to grant First Home loans worth EUR 14 mln in 2015

Newsroom 03/03/2015 | 13:27

Banca Romaneasca has a limit of RON 62 million (EUR 13.9 million) for the First Home program by the end of 2015.

“We have for this year a RON 62 million limit, which means that practically all Banca Romaneasca’s clients can contract, in 2015, total loans worth RON 124 million (EUR 27.9 million) through the First Home program,” said Dan Grigoriu, Product and Retail Segment manager with Banca Romaneasca.

Interest on First Home loans consists of ROBOR at 3 months plus a fixed margin of 2.5 percent.

“In 2014, the average value of loans was RON 157.000 (EUR 35.000). The largest demand was registered for two and three room apartments in large cities,” stated Dan Grigoriu in a press release.

For the purchase of completed housing, the maximum financed amount is EUR 57.000 (the equivalent in RON) and for the purchase of new housing the maximum amount is EUR 66.500 (the equivalent in RON).

Since 2009, Banca Romaneasca granted over 5,500 First Home loans.


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