The non-governmental credit balance dropped by 3.3% last year (4.4% in real terms) compared to 2012. Loans in foreign currency decreased by 5.7%, while credits in lei increased by 0.7%.
“The balance of non-government loans granted by credit institutions dropped by 0.6% in December 2013 (0.9% in real terms) compared to November 2013, reaching a value of RON 218464.9 mln. Credits in lei dropped by 0.6% (-0.9% in real terms), while foreign currency credits diminished by 0.6%)”, according to the press release issued by the National bank of Romania.
Deposits in lei for households rose by 1.1%, to RON 80,07 bln in December, and at the end of the year had an overall increase of 7.1% (5.4% in real terms) compared to December 31, 2012.
Deposits in lei for legal persons (non-financial societies and non-monetary financial institutions) rose by 11.1% to ROn 61.97 bln, and throughout the year rose by 22.3% (20.5% in real terms) compared to last year.
Population savings in foreign currency dropped by 0.6% to RON 73.6 bln (in euro, it increased to 1.6%, to EUR 16.41 bln). Compared to the same month of 2012, deposits rose by 2.5% (1.2% in euro).
Nongovernmental resident clients’ deposits increased by 3.2 compared to november 2013, to RON 21.56 bln.
Govermental credit rose in December 2013 by 3.5% to RON 80.24 bln. On December 31, 2013, government credit registered an increase of 1.8% compared to December 31, 2012.